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Travel Ins rec?

 
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eric

Since 13 Jan 2006
1838 Posts

XTreme Poster



PostSat Aug 24, 24 9:24 am    Travel Ins rec? Reply with quote

Looking for trip cost reimbursement on otherwise non-refundable expenses (lodging/air) and med evacuation. Seems like many of the options are fly by night shops that take your money, but put up all kinds of hurdles when/if one files a claim.

Mexico

Thanks,
Eric

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jasonq

Since 12 Jan 2009
245 Posts
hood river
Stoked



PostSat Aug 24, 24 1:42 pm     Reply with quote

can't say i ever filed a claim, but ... watch out for excluded activities and needing to buy a rider for action sports.

i have used https://www.worldnomads.com/usa/travel-insurance/activities/surfing
i think this is underwritten by nationwide insurance.

j

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eric

Since 13 Jan 2006
1838 Posts

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PostSat Aug 24, 24 4:18 pm     Reply with quote

Thanks. Looks like one can add lots of adventure sports to the mix with this option.

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kd5evn

Since 21 Aug 2020
4 Posts

Kook



PostSat Aug 24, 24 7:04 pm     Reply with quote

We were recommended Chubb Passport 360 by our insurance agent. https://www.chubb.com/us-en/individuals-families/clients/passport-360-coverage.html

It went untested.

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Nak

Since 19 May 2005
4240 Posts
Camas
Site Lackey

CGKA Member


PostTue Aug 27, 24 10:07 am     Reply with quote

I used the insurance on the Alaska Airlines website last year, and needed to make a claim as I was stranded in Baja--Oh No! Very Happy --for an extra five days due to the big snow/ice storm here in Portland. Supposedly, it covered lodging, transportation and food while I was stranded. "Cool!" I thought. It did cover all of those things, but there was a $300 limit--total, not per day--for all of that combined hidden in the fine print. So the claim was easy, but I only got a fraction of my expenses reimbursed.

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OG

Since 07 Jun 2011
583 Posts

Addicted



PostTue Aug 27, 24 10:27 am     Reply with quote

ive had some 'fine print' experiences with add'l insurance as well. Im glad this topic/thread came up, good info and lots to consider

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HH

Since 24 Jul 2014
50 Posts
Hood River, OR
 



PostWed Aug 28, 24 3:38 pm     Reply with quote

Check out squaremouth.com. I just found out about this website while browsing Reddit. It's a travel insurance comparison engine that works with dozens of reputable insurance companies to help you choose the travel insurance that works best for your situation. Basically it's a Kayak.com for travel insurance. Squaremouth gets a 4.8 star rating on Trustpilot. I plan on using it for my own winter travels.

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eric

Since 13 Jan 2006
1838 Posts

XTreme Poster



PostWed Aug 28, 24 4:47 pm     Reply with quote

Unfortunate, if you search out independent ratings on several of the insurance carriers they suggest you come up with some very different, and largely negative ratings.

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HH

Since 24 Jul 2014
50 Posts
Hood River, OR
 



PostThu Aug 29, 24 3:43 pm     Reply with quote

Yeah I think that's kind of the nature of travel insurance, or really any kind of insurance. I've gone with some well known travel insurance names in the past - Allianz, American Express, etc. They were fine but I've never had to test them so I have no idea whether they were actually "good". They're all great in accepting your application and money, lol.

Whatever you're thinking of choosing, I would do a search on Reddit travel groups for people who have filed claims. You will inevitably find negative reviews - I don't think anyone actually likes their insurance company when they need to file - but probably the best bet is to go with the insurance provider that eventually comes through even if they make you go through lots of hassle.

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LBG

Since 02 Oct 2019
2 Posts

New Member



PostSat Aug 31, 24 9:44 am     Reply with quote

Try AXA, Good rates, World wide

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